Free long term care insurance quote

Free long term insurance quote

Do you know all you need to know about long term care insurance?

Did you know that 40% of people who need long term care insurance are under age 65?

You are not too young to think about LTCI

Get a free guide to long term care insurance and get all your questions answered about long term care.

Find out if it’s right for you.

It’s not just for rich people as many people believe.

Free long term care insurance quote

Get answers to all your questions about long term care for you and your family.

Many people are under the impression that Medicare and Medicaid will pay for all your long term care needs. Get the facts.

Many people don’t realize the Medicare provides only limited coverage. Long Term Care Insurance helps you to protect your assets and ensure that you will be cared for after retirement. Get a free guide to Long Term Care Insurance.

Best countries to live in

What are the best countries to live in?

If you live in the US and are getting ready to retire, you may not want to stay in the US for your retirement. And that’s understandable.

But not every country is friendly towards Americans and that is understandable too. So if you want to get away and find a location overseas then check out the US State Department’s own website for more information about countries all over the world.

It has an A-Z listing of all the countries but the best section that you’re going to want to visit over and over again is the background notes. It has notes about each country.

“These publications include facts about the land, people, history, government, political conditions, economy, and foreign relations of independent states, some dependencies, and areas of special sovereignty.”

So check it out when you want to learn more about the best countries to live in.


UPDATE: You can get free “Best Country to Live and Retire Reports here:

Funny joke about retirement income

Doris and Fred had started their retirement years and decided to raise some extra cash by advertising for a lodger in their terrace house. After a few days, a young, attractive woman applied for the room and explained that she was a model working in a nearby city center studio for a few weeks. She said she would like the room from Mondays to Thursdays but would pay for the whole week.Doris showed her the house, and they agreed to start straight away.

“There’s just one problem,” explained the model. “Because of my job, I have to take a bath every night, and I notice you don’t have a bath.”

“That’s not a problem,” replied Doris. “We have a tin bath out in the yard, and we bring it into the living room in front of the fire and fill it with hot water.”

“What about you’re husband?” asked the model.

“Oh, he plays darts most weekdays, so he will be out in the evenings,” replied Doris.

“Good,” said the model. “Now that’s settled, I’ll go to the studio and see you tonight.”

That evening, Fred dutifully went to his darts match while Doris prepared the bath for the model. After stripping her clothes, the model stepped into the bath. Doris was amazed to see that she had no pubic hair. The model noticed Doris’s staring eyes, so she smiled and explained that it is part of her job to shave herself, especially when modeling swimwear or underclothes.

Later when Fred returned, Doris related this oddity, and he did not believe her.

“It’s true, I tell you!” said Doris. “Look, if you don’t believe me, tomorrow night I’ll leave the curtains slightly open, and you can peek in and see for yourself.”

The next night, Fred left as usual, and Doris prepared the bath for the model. As the model stepped naked into the bath, Doris stood behind her. Doris looked toward the curtains and pointed toward the model’s naked pubic area. Then she lifted up her skirt and, wearing no panties, pointed to her own hairy mass.

Later, Fred returned and they retired to bed.

“Well, do you believe me now?” she asked Fred.

“Yes,” he replied. “I’ve never seen anything like it in my life. But why did you lift up your skirt and show yourself?”

“Just to show you the difference,” answered Doris. “But I guess you’ve seen me millions of times.”

“Yes,” said Fred, “I have — but the rest of the dart team hadn’t.”


Have a great day!


Funny retirement joke

Here’s something to look forward to in retirement…

Two old guys were sitting in the park, talking, when the subject turned to getting older. The first guy said “Women have all the luck when it comes to getting older.”

“What do you mean?” asked the second guy.

“Well,” replied the first. “I can barely remember the last time I got aroused in bed, but my wife is healthier than ever!”

“Healthier? How is that?” his buddy wondered.

“Years ago, when we were younger, almost every night before bed she’d get these terrible headaches.” he answered. “Now that we’re older, she hasn’t had a headache in years.”

Have a great day.


How to get an 800% ROI on your money

How to get an 800% Return on Investment on your money

If you could trade $1 and get $8 worth of goods and services back, how many dollars would you invest?

If you could preserve your retirement savings for one tenth of the cost then why wouldn’t you want to learn more about it?

More and more people are being blindsided by this often forgotten cost that sneaks up on people and wipes out their retirement savings in a few years instead of it lasting for 20-30 years – the length of the average retirement.

So what is this cost that if you get it you can get a 800% ROI on your money?

Health insurance, long term care insurance to be more exact.

With the rocketing costs of health care and nursing homes, millions of baby boomers need to plan to pay for health care and assisted living.

If you plan ahead, you can avoid shelling out all your retirement savings on health care.

In order to protect yourself, you should look into long term care insurance. Long term care insurance can help you preserve your assets and take care of you in your latter years of your retirement. And no, long term care is not just for nursing homes, it also includes home health care where you can have your own nurse or CNA help you perform your daily activities.

And, long term care insurance is not just for “rich” people. Anyone who has a retirement income of over $35,000 should look into long term care.

Learn more about long term care insurance – get a free guide to long term care insurance that answers all your questions about long term care. Get the facts about how you can protect yourself from rising health costs.

Retirement relocation tips

Ah, many dreams yet to be fulfilled! And you have kept those secured for those days after you and the Mrs. retire? The first thing your wife has demanded is of course relocation. And now when you are actually nearing to that phase of life, are you sure about where you would relocate?

This is indeed a matter of concern and you just can’t do away with it. Because where you are living in now is very well tuned with your way of living. You have a known periphery and most things are within your reach. Now once you decide to change your habitat, you will have to first make sure about the nitty-gritty of that place. Again your purpose of relocation should be fulfilled.

As for the two of you, it is going back to the lap of nature after a through and through urbane life for the last 30 years. For you the reason might be different but one thing is mandatory that you will have to consider these factors before you hunt for that ideal place you have dreamt of throughout your life.

Make the checklist first

You must be sure of what you want and what you are exactly looking for. Go for the ‘haves’ in a crystal clear manner and you find that the ‘have-nots’ are easily resolved. This actually makes it quite determinant about the selection of the location.

What you must find out are the pros and cons of that area. Maybe it is very peaceful and will provide you with a tranquil solitary. But at the same time it is so far from the main city that you can neither access immediate medical facilities nor bank accounts and many other such important things. So should you go for this? If yes then what are the alternatives you have thought of to access these facilities?

Match the differences

Now whenever you are out for a vacation tour in a far-off land, you just take it for granted that this is what you look out for when you retire. But keep in mind that retirement and leisure are not synonymous. Retirement is a stage of your life and vacation is a very, very small period that might come to you in the course of your retirement also.

So first distinguish these two aspects and decide upon the place you want to live in your post retirement days. You are already above sixty and you need more care and concern. If these aspects are not fulfilled even a heaven-like place may turn foul for you.

Social ties and accessibilities

However you may feel prior to retirement that you just want to enjoy the moments alone. But for many people this leads to depression and disease. You start feeling lonely and isolated after a few days of enjoying the isolation you so longed for. What you then look for are solidarity and fellow mates to keep yourself engaged. And once you have relocated in a distant place, you can’t change it so easily again. You are helpless and left without any choice.

The Final Note

The area where you want to relocate to – be it North or South Carolina, Georgia, Florida, or Arizona – it must fulfill your interests and needs at the same time. Make sure it has plenty of activities to keep you active and keep your brain in top notch shape. Don’t take a decision out of impulse and get entrapped in the pitfalls later. Instead give it a solid rethought, also consult with other family members, don’t ignore your kids’ ideas and then go for it.