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Will you have a good retirement?

Here’s a summary of this article that says no.

The baby boomers will soon be on the cusp of an existential realization — in most cases, their retirement savings are not going to be up to the task of providing them comfort in old age, and social security and medicare may not supplement their funds enough.

Of this approaching tsunami, Dr. Michael Berry, writing in his daily e-Letter Morning Notes unequivocally states: “I think that Congress doesn’t realize the true extent of the necessary forthcoming changes.

Pension benefits will continue to be stripped away — don’t count on them.

Assume that you will get nothing from your government except tougher retirement legislation.

Start by assuming more personal responsibility for your retirement.

An appropriate allocation of your current portfolio is a realistic way for you to address the gray world that is coming.

Please consider, as part of your planning, the legacy you must provide for you family and loved ones.

Retirement planning does not end with your security.

Teaching your children and grandchildren, who will be faced with a tougher retirement in the 2030 to 2070 timeframe, how to care for themselves is also critically important.”

BABY BOOMERS’ RETIREMENT FUNDS FALTER

Free Market News Network, FL - Nov 9, 2006

Please consider, as part of your planning, the legacy you must provide for you family and loved ones. Retirement planning does not end with your security.

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