Free Retirement Planning Tips

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With the sub-prime mortgage affecting homeowners and home sales, it may or may not be a good time to buy a home.  However, when the housing market begins to level off, you may wish to consider the following cities that are cited as the best places to buy a home to retire:

* Wichita, Kansas.  With a median home price of $157,000, this city has been listed as one of the most affordable cities to buy a home.

* Omaha, Nebraska.  With home sales averaging $226,000, this city has a low unemployment rate.

* Harrisburg, Pennsylvania.  This city offers homes for $226,000 as well, and is located east of Philadelphia.  Rich in history and cultural diversity, this may be an excellent choice.  Moreover, it’s about four hours from New York City.

* Madison, Wisconsin.  With a price range of $266,000, Madison has a beautiful landscape and is a friendly city.  With its many museums, among them the Frank Lloyd Wright Museum, this is one place you can truly call home.

* San Antonio, Texas.  This city has home sales averaging $172,000.  It is filled with historic sites such as the Alamo, and the people here are warm and friendly as well.

* Indianapolis, Indiana.  Median home prices average $166,000.  Home to the well-known pharmaceutical company Eli Lilly, Indianapolis is also home to the Indy 500, the National Football League’s Colts, and has a diverse culture as well.

* Pittsburgh, Pa.  The home prices here average $149,000.  It is most affordable for retirees.  Home to the Pittsburgh Steelers, it is known for its friendly people and holds its values and traditions close to the heart.  This is a great city for families.

* Dallas, Texas.  At a median price of $205,000, Dallas has the most jobs and housing of all the cities listed.

* Tulsa, Oklahoma.  For $158,000, you can buy a fantastic home in Tulsa.  It has a booming economy due to the energy industry, and is a beautiful place to live with its parks, historic sites, and gardens.  Touted as a great place to raise a family, Tulsa is very affordable in today’s housing market.

If you are considering buying a home that is in foreclosure, take some time and research this method.  Buying a home in foreclosure can create more problems than necessary.  As stated earlier, it may be a good idea to give the housing market time to settle down.  In the meanwhile, you can research the aforementioned cities in depth to determine if they are right for you and your family.

Thanks for reading!

-Adam

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Best Places Retire

Best Places to Retire

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I found this video showing some of the scenery of Ceara, Brazil - said to be one of the best places to retire in the world. Check out the video and let me know what you think:

You can learn more about Ceara, Brazil.

Have a great day,

Adam

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Thanks,

Adam

For a lot of people, retirement is a very liberating phase. It marks the end (for most, anyway) of one’s professional life. He could simply live on his retirement pay as well as his pension, and opt to relocate to beautiful places to enjoy his work-free life. Many baby boomers choose beachfront lodgings. Some baby boomers relocate to exotic places where grand adventures await. There are a number of baby boomers who choose places where business is booming so that they could establish their own. But what does the passionate golfer do immediately after retirement? Alas… he seeks out a place where the best golf courses can be found! Such place he would consider as paradise!

There are many places that can be considered as golfing heaven. Let’s take a look at some of these countries that most people actually fail to consider, but are nonetheless perfect destinations for the avid golfer.

* New Zealand. With cascading hills of pristine beauty, perfect weather most of the year, a climate that’s never too hot and never too cold, and wide expanse of open areas… New Zealand does look like one gigantic golf course! Pick a spot, any spot, in this lovely country, and for as long as you have a ball and your irons at hand, you could easily start a game of golf. Other considerations are also favorable for the baby boomer. Relatively low cost of living, an abundance of post-retirement opportunities, a laidback environment, and world class amenities make New Zealand one of the most excellent destinations for any retiree, more so the golfing aficionado!

* Portugal. If you want to experience a taste of the old world to go with your countless hours of golf, then Portugal is the place to be. They have world class golf courses which are among the most challenging greens in the world. They would take years to master, and since you’ll be spending those years work-free, you have all the time in the world to indulge in what these golf courses have to offer. Living in Portugal would give you the feeling that you’re living in the 30’s. It’s this old world flavor that gives the place its unique charms. Indeed, Portugal is an unconventional destination. But it is extraordinary enough to give you a one-of-a-kind experience.

* Florida. The weather, the low applicable tax rates, the beautiful beaches, the post-retirement earning opportunities… these things make Florida a favorite destination for baby boomers the world over. But with Naples, Punta Gorda, Bay Hill, the Southern Dunes, the Mystic Dunes and the New Course at Grand Cypress ranking as some of the finest golf courses in the world, Florida becomes a very lucrative option indeed for the golf enthusiast!

* Hawaii. Though he cost of living in the island of Hawaii may be a little higher than the other states in the US, there is no denying the tropical appeal that this place possesses… which many people have come to label as paradise on earth. It’s the perfect vacation spot, and there is no reason why it can’t be the perfect retirement destination for any baby boomer. But we’re talking about the golf enthusiast, and immediately, the names Poipu Bay, Wailea, Ka’anapali Tournament Courses, Ko’olau, Kona Country Club and Mauna Kea come to mind. All of these are highly rated golf courses with sceneries and a weather to die for! Paradise on earth, they say? Hawaii is heaven for any golf aficionado!

If you’re planning your retirement destination with a great golfing experience in mind, then the places we have discussed above are your best bets for the time of your life. Do consider them, and enjoy your work-free years. You have earned it! Enjoy!

-Adam