5 Things to Look for in a Best Place to Retire

Choosing the best retirement community is one of the most important decisions you will make. There are some very relevant things you need to consider before you choose your new residence.

Here are five important things to look for when shopping around for a retirement community:

1. Environment

When asking yourself what environment you would prefer to live in, you need to determine the impact of climate, access to transport and resources, local culture and the type of home and immediate surroundings. You should also inquire about the number of security personnel that are on patrol 24 hours a day.

2. Cost

Aside from the buy in cost of your retirement home you will also be charged for the community amenities. You need to be clear about what the ongoing fees are as well as any specific charges for additional services or programs. Make sure you understand what services the base price includes, and if fixed costs are set to increase annually, then the contract should state the percentage at which the increases will be calculated.

3. Amenities

The best retirement community will give residents access to a range of facilities like a swimming pool, spa, tennis court, golf course, and games room as well as to different services.

4. Housing

Would you prefer to live in a stand alone house or a small apartment? Different retirement villages offer different types of retirement homes and you need to be clear on what sort of housing you would prefer. If you haven’t lived in an apartment before, choosing to do so in retirement could be a mistake as you will hear sounds through walls and ceilings that you are unused to.

5. Services

Even if you’re in good health, consider choosing a retirement community that has an on call medical and nursing support as well as health care services such as bathing assistance and medication reminders.
Does the facility maintain the grounds around your accommodation or do you have to do it? If they maintain the lawns and gardens will they allow you to do as much maintenance personally as you wish?

If you ask the right questions, you will be able to obtain the necessary information to choose a retirement community you can enjoy for many years to come and avoid the many possible pitfalls innocent retirees can stumble into.

Check out these other sites for more info:

The Best Places to Buy a Home to Retire

Hello-

With the sub-prime mortgage affecting homeowners and home sales, it may or may not be a good time to buy a home.  However, when the housing market begins to level off, you may wish to consider the following cities that are cited as the best places to buy a home to retire:

* Wichita, Kansas.  With a median home price of $157,000, this city has been listed as one of the most affordable cities to buy a home.

* Omaha, Nebraska.  With home sales averaging $226,000, this city has a low unemployment rate.

* Harrisburg, Pennsylvania.  This city offers homes for $226,000 as well, and is located east of Philadelphia.  Rich in history and cultural diversity, this may be an excellent choice.  Moreover, it’s about four hours from New York City.

* Madison, Wisconsin.  With a price range of $266,000, Madison has a beautiful landscape and is a friendly city.  With its many museums, among them the Frank Lloyd Wright Museum, this is one place you can truly call home.

* San Antonio, Texas.  This city has home sales averaging $172,000.  It is filled with historic sites such as the Alamo, and the people here are warm and friendly as well.

* Indianapolis, Indiana.  Median home prices average $166,000.  Home to the well-known pharmaceutical company Eli Lilly, Indianapolis is also home to the Indy 500, the National Football League’s Colts, and has a diverse culture as well.

* Pittsburgh, Pa.  The home prices here average $149,000.  It is most affordable for retirees.  Home to the Pittsburgh Steelers, it is known for its friendly people and holds its values and traditions close to the heart.  This is a great city for families.

* Dallas, Texas.  At a median price of $205,000, Dallas has the most jobs and housing of all the cities listed.

* Tulsa, Oklahoma.  For $158,000, you can buy a fantastic home in Tulsa.  It has a booming economy due to the energy industry, and is a beautiful place to live with its parks, historic sites, and gardens.  Touted as a great place to raise a family, Tulsa is very affordable in today’s housing market.

If you are considering buying a home that is in foreclosure, take some time and research this method.  Buying a home in foreclosure can create more problems than necessary.  As stated earlier, it may be a good idea to give the housing market time to settle down.  In the meanwhile, you can research the aforementioned cities in depth to determine if they are right for you and your family.

Thanks for reading!

-Adam

For more info:

Best Places Retire

Best Places to Retire

Best Country to Retire

Mexico – one of the best countries to live

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What makes Mexico one of the best countries to live and retire?

First, let’s learn more about Mexico:

Its extensive coastlines include the Gulf of Mexico and the Caribbean Sea to the east and the Pacific Ocean to the west. Mexico has nice and warm people, unique food, art and archeology, pyramids, museums, Haciendas, 6,000 miles of shoreline, superb architecture and 21 century cities, weather from snow mountains in the Sierras, to rainy jungles in the Southeast and desert in the Northwest, lots of golf courses throughout the country, excellent fishing, world top destinations like Acapulco, Cancun, Cozumel, Los Cabos, and Patzcuaro. Mexico is ranked 7th major destination for foreigner visitors, according to WTO.

Sounds good so far.

What about the sights of Mexico?

Here’s a short video showing some of the scenery around Mexico:

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What about working in Mexico?

Working may require a work visa, which is difficult to get if you just want to freelance for a short time.

Many important headquarters are located throughout the main cities of Mexico. Mexican top corporations like Televisa, Bimbo, Cemex, Telmex, Vitro, are often willing to hire professionals who speak English as their native language as most of the business scene is developed with North American corporations.

An excellent way to get to know and understand more of the country is to do some voluntary work. There are several organizations such as Travel to Teach that arrange work for international volunteers in Mexico and other countries in the region.

Native English speakers can pick up work, as English teachers. The upside is that English speakers with no knowledge of Spanish are sought after, because they will force their students to practice English. The downside is that salaries are somewhat low.

What about money in Mexico?

The currency of Mexico is the peso (MXN). The symbol for pesos is the same as for US dollars, which can be slightly confusing. Prices in dollars (in tourist areas) are labeled “US$” or sport an S with a double stroke. As of May 2008 the exchange rate hovers around $10.20 MXN to $1.00 USD.

US dollars are widely accepted in the far north and in tourist locales elsewhere. Euros are generally not accepted by merchants, and even banks headquartered in Europe may refuse to accept euros for exchange.

Best place to convert USD to pesos is the supermarket. At Pemex gas stations, attendants seem to be private enterprise minded. They will give you 500 pesos of gas and charge you $50 (which is 10.00 mexican to 1.00 dollar). And will readily convert 500 pesos to dollars by multiplying by .105 rather than dividing by 10.5 and thus supplement their hourly wage. Attendants carry a wad of cash and make their own change. While many Pemex stations accept credit cards, especially in locations that have heavy tourist traffic, some do not; travelers who intend to pay by credit card should ask the attendant if the card is accepted before pumping begins.

What about the water in Mexico?

Mexico is so notorious for traveler’s diarrhea that it is often called “Montezuma’s Revenge” (Venganza de Moctezuma). The reason for this is not so much the spicy food but the contamination of the water supply in some of the poorer zones in Mexico. In most of the small towns that are less industrialized, only the poorest Mexicans will drink tap water. The best policy is to only drink bottled or purified water, both of which are readily available. Just like in the USA, in most major Mexican cities the water is purified at the cities’ water company. In most restaurants in these poor zones, the only water served comes from large jugs of purified water. If you get sick visit your local clinic as soon as possible. There is medicine available that will counter the bacteria.

There is so much more to learn about living and retiring in Mexico.  You can read some first hand accounts here

These are just some of the reasons why Mexico is one of the best countries to live and retire to.

Thanks for reading.

Have a great day!

-Adam

Source.

America’s best places to live for 2008

Hello-

Money Magazine just came out with their annual best places to live in America issue this month.

Here’s the top 10:

America's best places to live 2008

I was looking at how they picked the winners.  You can read their selection process here.

Last year they looked at small towns.  This year, the towns had populations between 50,000 and 300,000.

So if you’re looking to live and retire in a bigger town then this year’s picks will serve you well.

Being from Texas, I was proud to see that 13 of the top 100 places to live were in Texas.  Yeehaw!

That just goes to show that Texas is a great place to live, even if we have to deal with the Dallas Cowboys struggles.  :o)

Check out Money Magazine’s best places to live section and use their free tool to help you find your best place.  Click here

They also offer tips on what to look for when selecting a place for you to live and retire.

Namely, you want to look at home prices, good schools, job growth, weather, crime, activities and leisure options, cost of living, transportation and medical care.

In the end though, it all comes down to what you like and what makes you happy.  You can just use guides like this to add or take away from your list of places to move and then go from there.

Good luck in your search for finding your best place.

Have a great day!

-Adam

Guides on how to retire in Mexico

Hello-

If you’re looking for some place cheap to retire, look no further than south of the border – MEXICO.

It is said that anyone can retire in luxury in Mexico and that you can live better than you do now.

Who wouldn’t want that?

The cost of living is so much lower in Mexico than it is here in the US.

With the rising cost of everything these days, lower prices would be a welcome relief.

But, moving and retiring to Mexico is not that easy.

Well, it is if you know what you’re doing and where to go.  You can learn the hard way about retiring to Mexico or you can learn the easy way by learning from people who have done it already.

There are 3 guides on how to retire in Mexico:

The first one has an unusual title: Mexico, the trick is living here.  It is written by a woman named Julia who has compiled a comprehensive volume about all you need to know about living and retiring in Mexico.  The guide has several testimonials about how the guide has helped them.  Read more…

guide to retire in mexico

The second guide is called “50 Things You Must Know Before You Travel To Mexico”

The title really tells it all.  This short 102 page book has over 50 practical tips that will help you get the most out of a Mexican retirement.  Read more…

guide how to retire in mexico

The third guide to retiring to Mexico is called “Retire In Luxury”

This one talks about improving your standard of living by moving to Mexico.  This guide promises to teach you about how to retire now, on less, and get more out of life.  Read more…

guide to mexican retirement

Check out any of the guides if you are interested in learning more about living in Mexico and what to look out for and be aware of.  You don’t want to be caught in a Mexican jail because you weren’t aware of some little tip that’s included in one of these guides.

Check em out.

Thanks for reading.

-Adam

Brazil – one of the best places to live in the world

Hello-

I found this video showing some of the scenery of Ceara, Brazil – said to be one of the best places to retire in the world. Check out the video and let me know what you think:

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You can learn more about Ceara, Brazil.

Have a great day,

Adam

Retirement Planning Course

Free Best Places to Live and Retire Reports

Get free information about retiring in some of the best places in the world. Get your free best places to live and retire reports.
Get your free reports here:

Thanks,

Adam

Best Places Where The Senior Golfer Can Retire

For a lot of people, retirement is a very liberating phase. It marks the end (for most, anyway) of one’s professional life. He could simply live on his retirement pay as well as his pension, and opt to relocate to beautiful places to enjoy his work-free life. Many baby boomers choose beachfront lodgings. Some baby boomers relocate to exotic places where grand adventures await. There are a number of baby boomers who choose places where business is booming so that they could establish their own. But what does the passionate golfer do immediately after retirement? Alas… he seeks out a place where the best golf courses can be found! Such place he would consider as paradise!

There are many places that can be considered as golfing heaven. Let’s take a look at some of these countries that most people actually fail to consider, but are nonetheless perfect destinations for the avid golfer.

* New Zealand. With cascading hills of pristine beauty, perfect weather most of the year, a climate that’s never too hot and never too cold, and wide expanse of open areas… New Zealand does look like one gigantic golf course! Pick a spot, any spot, in this lovely country, and for as long as you have a ball and your irons at hand, you could easily start a game of golf. Other considerations are also favorable for the baby boomer. Relatively low cost of living, an abundance of post-retirement opportunities, a laidback environment, and world class amenities make New Zealand one of the most excellent destinations for any retiree, more so the golfing aficionado!

* Portugal. If you want to experience a taste of the old world to go with your countless hours of golf, then Portugal is the place to be. They have world class golf courses which are among the most challenging greens in the world. They would take years to master, and since you’ll be spending those years work-free, you have all the time in the world to indulge in what these golf courses have to offer. Living in Portugal would give you the feeling that you’re living in the 30’s. It’s this old world flavor that gives the place its unique charms. Indeed, Portugal is an unconventional destination. But it is extraordinary enough to give you a one-of-a-kind experience.

* Florida. The weather, the low applicable tax rates, the beautiful beaches, the post-retirement earning opportunities… these things make Florida a favorite destination for baby boomers the world over. But with Naples, Punta Gorda, Bay Hill, the Southern Dunes, the Mystic Dunes and the New Course at Grand Cypress ranking as some of the finest golf courses in the world, Florida becomes a very lucrative option indeed for the golf enthusiast!

* Hawaii. Though he cost of living in the island of Hawaii may be a little higher than the other states in the US, there is no denying the tropical appeal that this place possesses… which many people have come to label as paradise on earth. It’s the perfect vacation spot, and there is no reason why it can’t be the perfect retirement destination for any baby boomer. But we’re talking about the golf enthusiast, and immediately, the names Poipu Bay, Wailea, Ka’anapali Tournament Courses, Ko’olau, Kona Country Club and Mauna Kea come to mind. All of these are highly rated golf courses with sceneries and a weather to die for! Paradise on earth, they say? Hawaii is heaven for any golf aficionado!

If you’re planning your retirement destination with a great golfing experience in mind, then the places we have discussed above are your best bets for the time of your life. Do consider them, and enjoy your work-free years. You have earned it! Enjoy!

-Adam

Best countries to live in

What are the best countries to live in?

If you live in the US and are getting ready to retire, you may not want to stay in the US for your retirement. And that’s understandable.

But not every country is friendly towards Americans and that is understandable too. So if you want to get away and find a location overseas then check out the US State Department’s own website for more information about countries all over the world.

http://www.state.gov/countries/

It has an A-Z listing of all the countries but the best section that you’re going to want to visit over and over again is the background notes. It has notes about each country.

“These publications include facts about the land, people, history, government, political conditions, economy, and foreign relations of independent states, some dependencies, and areas of special sovereignty.”

So check it out when you want to learn more about the best countries to live in.

-Adam

UPDATE: You can get free “Best Country to Live and Retire Reports here:

http://www-bestplacestoretire.com/mexico.html

http://www-bestplacestoretire.com/uruguay.html

http://www-bestplacestoretire.com/argentina.html

http://www-bestplacestoretire.com/ecuador.html

http://www-bestplacestoretire.com/honduras.html

Retirement relocation tips

Ah, many dreams yet to be fulfilled! And you have kept those secured for those days after you and the Mrs. retire? The first thing your wife has demanded is of course relocation. And now when you are actually nearing to that phase of life, are you sure about where you would relocate?

This is indeed a matter of concern and you just can’t do away with it. Because where you are living in now is very well tuned with your way of living. You have a known periphery and most things are within your reach. Now once you decide to change your habitat, you will have to first make sure about the nitty-gritty of that place. Again your purpose of relocation should be fulfilled.

As for the two of you, it is going back to the lap of nature after a through and through urbane life for the last 30 years. For you the reason might be different but one thing is mandatory that you will have to consider these factors before you hunt for that ideal place you have dreamt of throughout your life.

Make the checklist first

You must be sure of what you want and what you are exactly looking for. Go for the ‘haves’ in a crystal clear manner and you find that the ‘have-nots’ are easily resolved. This actually makes it quite determinant about the selection of the location.

What you must find out are the pros and cons of that area. Maybe it is very peaceful and will provide you with a tranquil solitary. But at the same time it is so far from the main city that you can neither access immediate medical facilities nor bank accounts and many other such important things. So should you go for this? If yes then what are the alternatives you have thought of to access these facilities?

Match the differences

Now whenever you are out for a vacation tour in a far-off land, you just take it for granted that this is what you look out for when you retire. But keep in mind that retirement and leisure are not synonymous. Retirement is a stage of your life and vacation is a very, very small period that might come to you in the course of your retirement also.

So first distinguish these two aspects and decide upon the place you want to live in your post retirement days. You are already above sixty and you need more care and concern. If these aspects are not fulfilled even a heaven-like place may turn foul for you.

Social ties and accessibilities

However you may feel prior to retirement that you just want to enjoy the moments alone. But for many people this leads to depression and disease. You start feeling lonely and isolated after a few days of enjoying the isolation you so longed for. What you then look for are solidarity and fellow mates to keep yourself engaged. And once you have relocated in a distant place, you can’t change it so easily again. You are helpless and left without any choice.

The Final Note

The area where you want to relocate to – be it North or South Carolina, Georgia, Florida, or Arizona – it must fulfill your interests and needs at the same time. Make sure it has plenty of activities to keep you active and keep your brain in top notch shape. Don’t take a decision out of impulse and get entrapped in the pitfalls later. Instead give it a solid rethought, also consult with other family members, don’t ignore your kids’ ideas and then go for it.