Free Retirement Planning Tips

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Hello-

If you’re looking for some place cheap to retire, look no further than south of the border - MEXICO.

It is said that anyone can retire in luxury in Mexico and that you can live better than you do now.

Who wouldn’t want that?

The cost of living is so much lower in Mexico than it is here in the US.

With the rising cost of everything these days, lower prices would be a welcome relief.

But, moving and retiring to Mexico is not that easy.

Well, it is if you know what you’re doing and where to go.  You can learn the hard way about retiring to Mexico or you can learn the easy way by learning from people who have done it already.

There are 3 guides on how to retire in Mexico:

The first one has an unusual title: Mexico, the trick is living here.  It is written by a woman named Julia who has compiled a comprehensive volume about all you need to know about living and retiring in Mexico.  The guide has several testimonials about how the guide has helped them.  Read more…

The second guide is called “50 Things You Must Know Before You Travel To Mexico”

The title really tells it all.  This short 102 page book has over 50 practical tips that will help you get the most out of a Mexican retirement.  Read more…

The third guide to retiring to Mexico is called “Retire In Luxury”

This one talks about improving your standard of living by moving to Mexico.  This guide promises to teach you about how to retire now, on less, and get more out of life.  Read more…

Check out any of the guides if you are interested in learning more about living in Mexico and what to look out for and be aware of.  You don’t want to be caught in a Mexican jail because you weren’t aware of some little tip that’s included in one of these guides.

Check em out.

Thanks for reading.

-Adam

Hello-

With summer almost upon us, you may be considering taking a family vacation.  However, with the price of fuel at its highest, you may have to limit your summer vacation to three or four days.  To this end, here are ten cheap places to go for summer vacation.

1.  Las Vegas.  With air fare and two-night hotel accommodations, prices can range from $161.00 to $465.00 per person.  There are discount air prices for kids as well as free room accommodations for them.  This is a great place to take kids since the meals are very affordable and there are plenty of sights and activities available for both kids and adults.

2.  Hawaii.  There are currently all-inclusive packages available for a four-night stay in Oahu.  Prices start at $752.00 per person.  Again, there should be an airline discount for children as well as free room accommodations.

3.  Mexico City.  With airfare and four-night hotel accommodation, prices start at $454.00 per person.  Meals will be affordable and there are plenty of activities for kids, as well as cultural sights the entire family will enjoy.

4.  The Bahamas.  Not only is this a friendly island, but inexpensive as well.  For four-night hotel accommodation including airfare, you can expect to pay a minimum of $560.00 per person per adult.  This is another great place to relax and enjoy a myriad of activities.

5.  Barbados.  Affordable at $587.00 per person, you can enjoy four nights at the Palms Resort with your kids.  This is a beautiful island that offers rest and relaxation as well as activities your kids will enjoy.

6.  The Grand Cayman Islands.  This is a wonderful and affordable destination for the entire family.  For airfare and a four-night stay, prices start at $684.00 per person.  Again, kids can fly at discounted prices and enjoy room accommodations either for free or at a low discount.

7.  Orlando.  No doubt your kids will display much excitement upon learning they are going to Disney World.  For a three-night stay including airfare, the prices begin at $302.00 per person.

8.  You can check online for theme park tickets offered at discount prices.  Or you may choose to book a property that has a room with a kitchenette so that you save on dining out.

9.  Time Share Property.  If you have a friend or relative who owns a time share and doesn’t plan on using it all summer, this would be a great time to inquire if it is available for a few days or longer.  The money you can save would be immeasurable since it probably has kitchen facilities.

10.  Europe.  While this may sound expensive, summer travel to Europe can be affordable.  As long as you book a month or more in advance, you can take advantage of special deals offered by the airlines as well as hotels or inns.

With gas prices at $4.00 a gallon, taking a trip during the summer vacation may be limited to three or four days.  But, you can make the most of this time away by choosing a destination that offers fun activities for kids, affordable accommodations that include kitchenettes, and checking online to find discount tickets as well as booking sightseeing tours in advance.

I’m sending you a quick note right now, because I have something very important to tell you about.

In fact, right before posting this, I just called round most of my own family telling them about this website.

You see I was surfing the Internet the other day researching trading stocks and I came across an interesting website.

It’s about this email stock picks newsletter, and each week this guy sends out a stock pick…

And the average gain so far has been 84.79% within 3 days of the pick being made.

Anyhow I don’t want to tell you too much about this service, because it costs $12,500 to join the newsletter!

But I did a little further research, and after finding some interesting forum discussions, someone pointed me to another website.

You see the owner of this newsletter (who is the stock market genius who makes the picks) recognized he had a problem…

Even though subscribers of his newsletter are able to almost double their trading money each and every week…

The only way he was getting new subscribers, (at $12,500 a pop) was when his subscribers made recommendations to friends and family.

So he thought about this problem and came up with what I believe is an ingenious solution:

At the link below, you’ll be able to type in your name and email address.

For the next 4 weeks after, you’ll receive one stock pick per week (the same pick sent to his subscribers)…

And you’ll be able to see that his service is worth the cost… As you’ll be watching, live, each week as his actual stock picks almost double.

Now…

These stocks can often rise over 100% within a matter of days.

In fact after being a newsletter member for 3 weeks, I invested on the 4th stock pick… and made $1876.00 (pure profit).

Which is precisely why I just rang round all of my family telling them about this website.

Oh but there’s one more thing before I give you the address, there is a limit to the number of the newsletter placements.

Maybe David (who runs the newsletter) will have closed shop, by the time you read this email. If so, don’t worry as he’ll allow you to join the waiting list.

Click here for your 4 free stock picks

Best Regards,

David Lindberg

Hello-

The 2008 Retirement Confidence Survey indicates that more people are concerned about their retirement, the economy, and health care.

Most people do not have enough saved up to retire on:

“Most savings levels are modest— Forty-nine percent of workers report total savings and investments (not including the value of their primary residence or any defined benefit plans) of less than $50,000. Twenty-two percent of workers and 28 percent of retirees say they have no savings of any kind.”

Source

Can you live on retirement savings of only $50,000?

Probably not.

If you retire at 55 or 65 and expect to live 20-30 years, you’re going to need a lot more than $50,000 to retire on.  Social Security is not going to provide you with a comfortable retirement.

How much do you need to save for retirement?

There is no magic number that will work for everyone.  However, you need to add at least another zero to the $50,000 amount of retirement savings.  $500,000 is a good start.  Most will need up to a million or more.

How the heck are you going to save up to a million dollars by the time you retire?

How the heck do you eat an elephant?

One bite at a time.

You need to start, and start now.

The goal is to save at least 10% of your gross income.  Do an automatic deduction from your paycheck and put that into your 401k at work or into an IRA.

Each year as you get a raise or bonus, increase the amount of your automatic deduction.

It’s easier to save for retirement when you don’t have debt to worry about.

Take the steps you need to get out of debt so you can devote more of your income to the future instead of paying for the past.

Work more hours at work, take voluntary overtime, start a second job.  There are many ways to increase your income or supplement your income.  But you won’t find them by watching TV when you get home from work.

If you take the small steps now to start saving for your retirement, you may actually get the chance to retire when you turn 65.  If not, you may be spending many more years at that thankless, unrewarding job of yours.

You don’t want a gruesome retirement do you?

Setup the automatic deduction, enroll in your 401k program at work, get out of debt, increase your income and save, save, save.

-Adam